We are a broker, not a lender
Empire Merchant Funding is a commercial finance broker. We arrange financing through third-party lenders and funders. We do not make loans or advances ourselves, and we do not make credit decisions. Each funder decides whether to approve a request and sets the amount, rate, fees, terms and timing. Nothing on this site is an offer of credit or a commitment to fund.
Business purposes only
The products described on this site are for business and investment purposes only. They are not consumer loans and are not for personal, family or household purposes. Real estate programs are for non-owner-occupied investment property only.
No guarantee of approval or terms
Program ranges, timelines and examples on this site describe what funding partners have published or typically offer. They can change at any time, vary by state and depend on each applicant’s information. Approval is not guaranteed. A merchant cash advance is a purchase of future receivables, not a loan.
Information you provide
You agree that the information you submit is true, complete and yours to share, and that you are authorized to apply on behalf of the business. You allow us to share it with funding partners and service providers as described in our Privacy Policy, and you allow us and our funding partners to contact you about your request at the phone number and email you provide.
Not advice
Content on this site is general information. It is not financial, legal, tax or accounting advice. Talk to your own advisors before you make a financing decision.
Acceptable use
Don’t misuse the site. That includes submitting false information or someone else’s information, trying to break or overload the site, scraping it in bulk or using it for anything unlawful.
Intellectual property
The site’s text, design and logos belong to Empire Merchant Funding or its licensors. You may view and print pages for your own use but may not copy or republish them for commercial use without permission.
Third-party links
Links to other websites are for convenience. We are not responsible for their content or practices.
Disclaimer and limitation of liability
The site is provided “as is” without warranties of any kind. To the fullest extent allowed by law, Empire Merchant Funding is not liable for any indirect, incidental or consequential damages arising from your use of the site or from any funding decision made by a third party.
Governing law
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.
Changes
We may update these terms. The effective date above shows when they last changed. Continued use of the site means you accept the updated terms.
Contact
Questions? Call +1 (888) 987-4566 or email [email protected].