Residential Real Estate Loans

Residential Lending

Fix and Flip Loans

Our Fix and Flip Loans have come to stay. Whether you are already in the Real Estate investment field or not, we guarantee you the support you need via our flexible Fix and Flip Loans. You can now renovate and/or acquire one or multiple properties (non-owner occupied) up to an approved exposure limit which is based on individual and/or business approval.

Bridge Loans

Empire Merchant Funding is revolutionizing the lending industry with Residential and Commercial Bridge Loans. Bridge Loans are specially designed for investors that need more time to turn a property or complete a light rehab project. No prior experience is required and approval times are extremely fast. Bridge Loans are ideal for temporarily holding assets.

New Construction Loans

If you are looking for ground-up construction financing, you are in the right place! Empire Merchant Funding now provides investors and builders the capital they need for land acquisition and group-up construction.

Portfolio Loans

Are you trying to unlock equity and grow your rental business. Our portfolio loan is the perfect solution to get cash out of your rental investments. Multiple mortgages can be consolidated into a single loan so you can continue to grow your portfolio.

Single Property & Longer Term Rental Loans

Our Single property & Long Term Rental Loans are available for first time investors and also experienced ones. Financing available from $75,000 and up to $2MM. Approvals are based on cash flow - not personal income and they are specially designed for people who want to acquire investment and investment property and rent it out for a long time period.

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Residential Real Estate Loans